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Calculators
Run the numbers before you decide. Every calculator on this page uses transparent, standard formulas — no hidden assumptions.
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Mortgage Payment Calculator
Estimate your monthly mortgage payment based on price, down payment, rate, and amortization.
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Mortgage Affordability Calculator
Estimate how much home you may be able to afford based on income, debts, and down payment, using the federal stress test.
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Mortgage Refinance & Penalty Calculator
Calculate your estimated prepayment penalty (3 months’ interest or IRD) before you refinance or break your mortgage.
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Mortgage Renewal Calculator
See how your monthly payment and total interest change when you renew at a new rate.
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GIC Calculator
See what a Guaranteed Investment Certificate could be worth at maturity.
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Loan Payment Calculator
Estimate your monthly payment and total interest on a personal loan.
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Compound Interest Calculator
See how a starting amount and regular contributions grow over time.
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Rent vs Buy Calculator
Compare the total cost of renting against buying and later selling.
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